Insurance Providers

Hello every one! I am new (as you may see). My name is Tracy, I have been overweight my entire life, and after having two kids, I am ready to start looking into my options. I am not entirely sure that surgery is the direction I want to go, but I do want to look into it. However, I know that there are often insurance issues, My husband has just taken a new job, and suddenly we have insurance options. Lot's of options. What I am trying to figure out if anyone has advice as to which insurance companies are most likely to approve the surgery, Kaiser? Blue Shield? UC Davis?  There  is no way that I could afford the surgery with out coverage. You all seem so inspiring. I am very excited to find a group of people who understand. Thank you

tracy, welcome!!  I am kinda new too.  I have Blue Cross, and have been told by a few people on this site that that is the best to have for weight loss surgery:  only 1-2 weeks for approval, and no 6 month diet program first.  They do require we go to a center of medical expertise, which means our local surgeon couldn't do it and we are driving 6 hours round trip.  Good luck.  Fern

I have Bluecross/ Blue shield  (PPO). I was approved right away. Good Luck...

Go with Blue Cross if you can.  I have them, and had no problems at all.  I have HMO.  From the day I first met the surgeon to surgery was less than three months.  Zero problems.

Ugh! This is so annoying because I have BC of CA HMO and dang it! my pcp is trying to force me to do the 6 month diet.  I am gonna have to get a new doc.

Had BC Cali HMO had troubles with PCP and IPA for over a year. Switched to BC PPO  Approved in 9 days. Not go BCBS but PPO is at all possible. Its abit more expensive but gives you complete control and eliminates needing referrals from PCP