Aetna HMO question
I have Aetna HMO and my doctor pretty much did everything ! If you call or go on the website it will give you the requirements for the surgery ... You have to be 100lbs over your weight (which by the freakin' chart that they have at the doctors everyone is overweight) lol ... Anyhow and also have 3 health problems ... Hope this helps
I have Aetna HMO. I was required to do either 6 month diet or 3 months diet and exercise. Needless to say, I opted for the 3 months! My surgeons office did everything, they submitted 3 months worth of office notes, weight history showing that I had been obese for at least 5 years, psych evaluation, and labs. Your BMI must be at least 40, or 35 if you have at least 3 co-morbidities (sleep apnea, hyper-tension, adema, etc.) I met the requirements by BMI alone. My approval took awhile, almost a month. But, it was all worth it. I'm 25 days post-op, and feel like a million bucks.
My state has a law requiring insurance companies to cover this surgery.
I wish you luck for a speedy approval, an uneventful surgery and a quick recovery.