BOY THAT WAS EASY!!!
I know what you mean! My letter and documentation was submitted at 3pm on a Wednesday and I was approved the next morning at 9am! Of course, I'm not sure if that means I did my homework and covered my bases, or that I am so obviously in need of the surgery they couldn't deny me, LOL! Good luck and congratulations!
My insurance company is United Health Care through the railroad, my husband's employer. Just from reading things here on the board, I made sure to have all my medical records sent to the doctor's office prior to them sending the letter to the insurance company. As per a requirement by the surgeon's office, I had to attend a 5 hour nutriution class and a psych eval, again, prior to the surgeon's office sending in the letter to the insurance company. Once all those things were completed, a letter was sent to the insurance company and a week letter they called me with an approval. The process was really pretty easy for me but that all depends on the insurance company and the policy the employer has with them. Hopefully your insurance policy does not have any exclusions but even if it does, you can always try to get an appeal.
First off, way to go!!! I also have United Healthcare and it took me a little less than 30 days to get approved. I called them once a week to make sure they weren't missing any information. I found out Tuesday that I was approved and we set my date for 12/20.
Happy Thanksgiving and Merry Christmas
Nettie
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