Don't let the Insurance company get away with a denial.
I was originally approved for surgery on July 1, 2003. One week before the surgeon's office told me there was a problem. My coverage was changing on July 1st and I would no longer be covered. After numerous phones calls, they said that it was not a go. I called the insurance company and told them that if they had given me the info that this was to be an exclusion, I would have scheduled it earlier. They aslo had told me 5 times that the surgery would be grandfathered in if I had it within 3 months. I did not give up but kept telling them that this was taking a terrible toll on my mental health, not a lie, lol. Today, one week later, they agreed to pay for the surgery. Praise God, I have really been reborn.