I think I'm getting a little nervous...

Zoe Girl
on 4/4/06 8:16 pm - Southern, CA
Hi everyone I have an April date and I thought I should get on this board and start to get to know all of you. I've been lurking and reading some of your profiles and am very excited for you as a lot of you are having surgery this week. I was doing fine until last night when I read a letter from my insurance co. in which one section said they do not accept pre-existing conditions but they were just checking to see how many days I'll be in the hospital, there was a place to appeal on the back. I'm pretty sure it's nothing but I sure would hate to get this far and have my insurance co. change their mind. I also got a statement they sent to my doctor that said I was covered 100% so I guess I'll talk to someone from the office today and find out what's up. I'm pretty sure everything is OK and that I'm just getting a little nervous and apprenhesive. I don't go in for surgery until the 17th so I'll be reading everyone's post on the 04/2006 board to see how you are doing since your surgeries. Let us know as soon as you feel up to it. Good Luck to Everyone! Judith
Jennifer Nice
on 4/4/06 8:51 pm - Pueblo, CO
I just got a letter in the mail stating that our insurance doesnt cover wls. When we were told that they do. My Dr. takes a $5,000. fee that the insurance doesnt pay. He will do surgery with that. If it ends up that our insurance decides to back out, I guess we will owe the hopital quite a bill. From what I understand tho, if we pay something every month, they cant come after us. I hope this is true.
Zoe Girl
on 4/4/06 9:41 pm - Southern, CA
Great attitude Jennifer! Thanks for helping me think about this in another way... I have a surgery date and nothing will stop me now. I really think my insurance is going to cover it, but the way I read it is they will do a final review after the surgery, the doctor has to send them an operative report, that must be something they do after surgery, and they will make a final decision. I hope your insurance will pay the fee for you. Did you get an approval from them yet? J.
Jennifer Nice
on 4/5/06 5:13 am - Pueblo, CO
Im pretty sure that my insurance works the same as yours.
newgirl143
on 4/5/06 10:17 am - baltimore, MD
Congrats Judith WELCOME TO THE APRIL BOARD AND TO OUR LOVING FAMILY WE ARE A GREAT GROUP IN HERE BEST OF LUCK TO YOU ON YOUR JOURNEY HUGS LISA
brenda F.
on 4/5/06 12:59 pm - whitney, TX
WELCOME ......
LisaDawn
on 4/5/06 2:37 pm - S.E. coast of, FL
Hi Judith I'm glad you decided to join us! I was a lurker for a loooong time, now they can't shut me up . Just try and remain positive about your insurance and I'm sure everything will work out. ~ Lisa V
(deactivated member)
on 4/7/06 3:02 am
I am sooo nervous myself was this the right choice I hope so my date is 4/19 so when you feel up to it keep me posted I will do the same
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