Help with insurance!! United Healthcare

I am new to the site. I am interested in lap-band surgery. I am disappointed from the start. I called my ins. company and they said that they do not cover this surgery. I am very curious how I keep finding people that have United Healthcare and are covered?....I live in Massachusetts. If anyone has any info. they care to share, please let me know. [email protected]

As with most insurances if you call in they will tell you that the surgery is not covered. Once your dr submits his findings and a letter though, most insurances will agree to the surgery. I had united healthcare, and I had too called them and they said it wasnt covered, but within 1 month of my surgeon submitting the letter i got word from my surgeon that i was approved. from my initial meeting with the surgeon to surgery in less than 2 months. just follow everything your dr says, and ill keep my fingers crossed for you. Anita B 420-265-220 soon

Thanks so much for your reply. I will have my Dr. submit a letter and see what happens. I just went today for my physical and I have the blood work tomorrow. Thanks again! Beth

I too had United Healthcare for my surgery and they were great! I was approved in two days for my RNY and they paid it ALL! That may be why. Most insurance companies will NOT cover the Lap Band procedure but they WILL cover the RNY. You may want to check this out in your policy handbook. The Lap Band is fairly newer and doesn't have the greatest chance for the weight staying off as the RNY does. It also requires more doctors visits for fills and unfills, which means more money for the insurance company. Good luck in your search! amber 296/161/140 -135