Question:
Need Suggestions for Financing Breast Augmentation
I had surgery over a yer ago. My physical self has improved majorly. I can eat fruits and veggies now. I can do just about anything my kids can do. I feel great, so long as my clothing is on and no one mentions breasts in front of me. But it's not just when other people mention the major reduction in my bra size that I get deflated like my chest. I hate taking showers because I see them, I don't like having time alone with my hubby because of them and I cry every time I think of them. It's also not just that they are so small, but also that they are gross. The skin around them is....well puckery and just generally gross. I went from a big D size to BARELY a B. I'd say if it weren't for the skin I could fit an A because the B cup has extra material that makes my shirt look weird! The thing is, I no longer have good insurance, even if I did they probably wouldn't pay for it. My hubby says maybe we can save up, but there are just so many other things that we need first that I don't see anything happening before our retirement which is a LONG way off. Is there any organization or group that anyone knows about that helps people who can't afford this operation, and can't get credit, pay for this? — Patricia H. (posted on July 2, 2003)
July 2, 2003
My husband stumbled across this site that offers financing for plastic
surgery and other types of "elective" procedures.
http://www.plastic-surgery.net/
I'm not sure if you will qualify but it's worth a shot. I know how you
feel about your breasts. I'm 6 weeks post op and mine are flat and more
saggy than ever before. I know I will be having a breast lift and possible
inplants someday. I have always been a large C cup and they have always
pointed south. But they were the first thing to shrink and I'm having a
difficult time adjusting to thier new look. Good luck to you.
— adeas
July 2, 2003
mnost banks loan money and could care less what you do with it as long as
they get paid back each month!
— janetc00
July 2, 2003
actually having your breasts done isn't "that" expensive (as
plastics go) and I see you have kids. Have you considered using your tax
return in the new year to finance the surgery or at least make a large down
payment on one? I'm sure sorry about your job being the way they were and
your having all the financial problems you've been having - but having been
there myself, I can tell you that there IS light at the end of the tunnel!
Hang tough and even if you stick away 10 or 25 bucks a paycheck - that plus
your return will get you there! Good luck!
— [Deactivated Member]
July 2, 2003
you should try to get insurance aproval if your droop (sorry thats the only
way to describe) is more the a certain amout a lift should be covered
...wich will help offset the cost of the iomplants wuich you will have to
pay for...if insurance covers the or fees and stuff it will be cgheaper and
a lift (mastopexy) is almost always required in our situation
— bekka K.
July 2, 2003
Do you own a home? With the rate that houses have appreciated, if you have
enough equity, you can take a home equity loan out. Or, refinance for a
larger amount and use the difference to pay for your surgery.
— Cindy R.
July 2, 2003
This is for KT, who is planning on using her husband's flexible spending
account for plastic surgery expenses. Please be aware that you CANNOT use
flex spending dollars on procedures that are considered to be COSMETIC.
And chances are, your husband's company will take the insurance company's
denial of the expenses as proof that they are COSMETIC procedures..
especially if they approve the tummy tuck, but deny the other procedures.
I just wanted to give you a heads up... it would be a shame if you put the
money into the flex spending account and then couldn't get it out because
your medical expenses didn't "qualify".
— BethVBG
July 2, 2003
First, I have a hard time relating to some of this, because I am not really
"into" my boobs- to me they have been a source of pain since
puberty. Only when I got them reduced did I even acknowledge their
exsistance; still, they hold little interest to me. I was able to get a
reduction covered due to the back pain, widows hump and yeast infections.
Do your boobs cause any other problems besides psychological? I guess what
I am saying is YOU are not defined by YOUR BOOBS, big or small, saggy or
perky. Ignore them for the time being- or at least do not put so much
emphasis on their appearance. JMHO! Second, I do feel that a year, is
really NOT ENOUGH TIME to be able to judge how your boobs (OR ANY BODY
PARTS) will finally end up looking like! I mean, we usually take an entire
year just to lose the weight, then another year or so to re-adjust. Some
skin shrinks. Not all, but some. My girlfriend got implants because she
was so unhappy with hers; she had just ended her breastfeeding stint and
yes, they were once big, then then they got small...droopy and she was
miserable. I really feel she jumped the gun on her implants, but she did
it anyways. She was able to get them financed through the Doctor's Office
and I am sure you could too- she pays a small amount monthly and I think
she'll have them paid off in two years. Still- my advice is to wait
another year and see what they really end up like; often some of the boob
comes back once the body re-adjusts the body fat. You don't want to get a
proceedure done when your body isn't "finished" adjusting from
WLS; you may end up sagging again! Good luck and I hope you find
happiness, boob job or not. :) Sign me, Boob free in '93
— Karen R.
July 2, 2003
Hello! I just had my pre-op visit yesterday for my breast augmentation and
bilateral brachioplasty (arm lift). I have to pay out of pocket for both
(ouch!), but wanted to give you some information. One of the most popular
brands of implants is Mentor. I just discovered their site tonight and
remember that there was a link on there that said something along the lines
of "financing your breast augmentation here". The web site
address is www.mentorcorp.com Good luck!
— Lynette B.
July 3, 2003
I borrowed money from my bank for my WLS. I also know that Capital One has
a "cosmetic surgery loan" and you can apply online or can call
them to apply. I don't know what the interest rate is but going through
the bank was a breeze. When they asked what the money was for, I told them
"medical" and that's it. No questions. Good Luck!!!
— [Deactivated Member]
Click Here to Return