Question:
Does insurance pay for any plastic surgery?

I need a tummy tuck i have humana ppo, has anyone had any plastic surgery covered with this insurance?    — lisa N. (posted on September 25, 2003)

September 25, 2003
If you have excess skin that is causing medical problems (such as recurrent infections) then they may be able to get it covered as "medically necessary" Otherwise - seriously doubt it. Can't hurt to ask your insurance company - but instead of "plastic" surgery I use the term "reconstructive" surgery - it sounds like there is a medical problem that needs to be fixed rather than something being done for cosmetic reasons.
   — bethybb

September 25, 2003
I'll let you know in a few weeks. My stuff is in for pre-auth right now. They have come back and asked for more info, which is better than a flat out denial. I have BCBS. I'm not holding my breath, but maybe I will get lucky. Like the other poster said it has to be medically necessary and usually recurrent skin infections is your best bet. Me I don't have any of those so I hope for them agreeing to it because of the severe lumbar degenerative disc disease I have in 4 discs. Neurgosurgeon wrote a good letter of support. Now I wait.
   — zoedogcbr

September 27, 2003
All of my requested PS was covered by insurance. Good Luck!
   — Beffy W.