Question:
does health insurance cover lap-band surgeries

I have tried to email on or if my blue cross blue shield would cover the lap-band. I left a email with a doctor and no one has contact me. i need some answers about this. I am very dertermine to get this done, I want to do this for me so my feet doesn't hurt, my legs hurt. I want to live a long life to see my son get married and have children. please get back to me, thank you antoinette    — annarino1309 (posted on September 4, 2009)

September 4, 2009
I'm pretty sure BCBS covers. You can call the number on the back of the card for a quicker answer. I had RNY thru them. You have to do what is best for you but the results from RNY are a higher percentage and there is no object in your body to nip and tuck. What ever you decide good luck and congratulations on making the decision to get healthy! I just wish I had done it sooner!
   — lesleigh07

September 4, 2009
First of all you should find you a surgeon and get your free consultation as it sounds as though you are really wanting this. I had a great surgeon and his office. They know all the requirements for insurance and if you find a good Dr they will help you figure out the insurance part of this and help you finance it if necessary. So I can only tell you that I have aetna insurance and I got my realize band and they covered it. All insurance is different and have different hoops for us to jump, I was denied and had to do the 6 month Dr supervised diet and my insurance has a 25,000 lifetime max that they will pay on bariatric surgery. When all said and done I had to pay 3300 in copay's and deductibles not bad I think. Good luck !
   — 67rosebud67

September 4, 2009
Call your insurance company, they will let you know and tell you what their requirements are - don't be suprised if they don't tell you all the requirements (no worries the surgeons office will know these!). Once you know that they do call a surgeon and make the appt. The insurance coverage can depend on your employer (if that is who the coverage is thru - they can choose to have some procedures left out)
   — wendy-s

September 5, 2009
I don't know if this will help or not. My insurance company claims they don't cover wls(lap or rny). My surgeons office filled an appeal claiming it's a medical neccesity. I was then approved.
   — Kathleen W.

September 5, 2009
I had RNY but my ins. approved me for both being I was undecided but yes BC/BS does coves lap band you can also call them and they will tell the Dr.s under your plan,good luck
   — sweetpee

September 5, 2009
I just want to thank all the advice I had gotten back on my question. Its great when people like all of you get my confidence back up. I'm not a good speller so I hope you all understand. I read all the emails about the insurance and I will start to call doctors. I first should probably call my doctor or go see him. He is the one who gives me the referal to other doctors. My insurance wants that before I go anywhere. once again,l thanks to everyone!!! I really hope sometime in the near future I will be a happy person again about myself. once again, thanks
   — annarino1309