Question:
getting approved

Can anyone please tell me how hard it is to get insurance companies to pay for WLS. I have High mark BC/BS. I haven't applied for it yet... Honeslty I'm scared to get turned down... BMI 47 with GERD, Sleep Apena, and Depression from all the diets gone bad! lol... Please help!    — Nikki S. (posted on May 28, 2009)

May 28, 2009
i have BCBSNJ and i was approved with no problems. i didn't have to pay ANYTHING at all (aside from copays at the office visits). you should find a center that has an "insurance specialist" on site because THEY will file all the paperwork and know how to get it done. you have to jump through some hoops and possibly wait 6-7 months. but for me it was SOOO worth it!! good luck!!!!
   — greenpunchbuggie

May 29, 2009
Check with your insurance carrier and find out what their requirements are. Some want a 6 month medically supervised weight loss program,psychological evaluation, nutritional eval. Every insurance company has their own requirements.
   — [Deactivated Member]

May 29, 2009
I have federal BCBS and their own requirement was a BMI over 40 or a BMI of 35 with co-morbidity. I just called the number on my insurance card to get the information and made sure to take notes while I was on the phone and get the name of the person I was speaking to.
   — kaylazoe