I am having a hard time getting my insurance to approve this surgery. I have written

and asked for pre-authorization and was sent a letter stating it was an exclusion in the contract. My contract states "treatment of obesity is excluded". I then appealed and wrote a 17 page appeal letter explaining the difference between obesity and morbid obesity and outlining all my co-morbidities, etc. It was very thourough and they denied again saying, sorry, its an exclusion in the contract and obesity is obesity. So now, I don't know what to do. Is it worth fighting? Has anyone ever won on appeal with an exclusion like this if they hired Walter? Need help!! Surgery is scheduled for March 23rd.

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