why do I have to pay upfront for psych evaluation with Dr. already in my hmo network

My surgeon wants me to pay for psych evaluation wit Dr that is already in my hmo network, is this legal? can I just pay my co-pay and let the insurance pick up the rest!! or can I choose for my pcp to refer me instead of my surgeon I dont have 300.00 laying around like that. I live on a tight budget!! that will break me!!

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.

You must be logged in to post an answer. Click here to log in.