Do many have plastic surgery without having insurance cover it?

I realize that having WLS there could be some complications and maybe you wouldn't want to pay out of pocket for it (thank God I had insurance for that) But, now I am looking at a tummy tuck and arm lift. My insurance will NOT pay for it. It is somewhat affordable to pay myself (with the help of a loan) however, I am very worried about complications...what then? Anyone experience complications with these surgeries, and if so what kind and where you covered for this or not? Thanks!

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