How long do I wait to seek approval?

I have just recently (yesterday) bought a policy through united healthcare. From what I can tell there are no exclusions about wls. I have never before carried insurance. My question is how long should I carry the policy before I request that they pay for wls? Is there some rule you follow? I know there guidelines from reading this board, and I can meet them, but would they laugh at me if I submitted the claim in say two months? Thank you all, this board is great.

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