How much does the surgery cost and how can you get approved for ins

I had open RNY on 3/6/02 and have lost 85 lbs. I still have a long ways to go since I started at 337 and am only 5'3". I know that I will need a TT and have my arms and thighs done. How much does it cost for the surgery (Dr. and hopsital both)? I have Federal BC/BS and they will only cover plastic surgery if it is medically necessary. I've heard that rashes might meet that, but what else? I don't have a rash. My stomach hangs down over my legs and makes a smacking sound against my legs if I walk fast. Would that make it medically necessary? If I said it causes my back to hurt would that help? I don't know what besides rashes works. Does odor? If anyone knows or has Federal BC/BS and have gotten them to pay, please let me know how? Thanks!

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