Is this reason enough for approval?

I have been pretty lucky in the preservation of my skin throughout this process (down about 85 pounds in 7 months and a total gym rat) but I know that there will be a bit of an overhang in the belly region, nothing that I believe in my wildest dreams would be approved by insurance for a tummy tuck. A few weeks ago I noticed that I keep getting a rash/infection in and around my belly button because skin gets slapped together when I put a belt on. I don't wear the belts to tight or anything I know it is just a product of too much skin. Anyone ever get a tummy tuck approved on those grounds? Any advice would be useful.

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