short term disability rejected me

I had to apply for short term disability coverage through a private insurer (Farmington Company) that my employer contracts with. Found out today that THEY REJECTED ME......get this, because I'M TOO FAT. If I weren't raging mad I would laugh. The very thing I am having the surgery for is the reason I am excluded from the coverage. Un-freaking-believable! Oh yeah, if you weigh more than 230 pounds you have to enroll only during open enrollment which comes every THREE YEARS (again, unreal!) in order to be approved. I have worked for this company (the same hospital where I am having my surgery, again the irony is overwhelming) for 2 years and my HR guy says the only chance I had to enroll was when I was hired. Anybody think I have a case for discrimination? What can I do? Thanks

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