Has anyone done a comparison of the cost of not having surgery to having it done?

This is my first post, but I seem to recall seeing that someone did the cost comparison and it changed her insurance company's mind - she was approved. My company, United HealthCare HMO, has a written exclusion including morbid obesity - they won't even cover ANYTHING to do with weight loss PERIOD. That seems unfair to me, and I'd love to be the person who changes someone's mind and policy. Any help or suggestions would be appreciated. Thanks. Becky Buchholz

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