Losing job and will have 2 months severance

As of today, March 14, 2002, my company is closing it's doors. I will have severance for 10 weeks (2 1/2 months). I have my initial consultation with Dr. Timothy Custer, Mt. Carmel Hospital, Columbus, Ohio, on Tuesday March 19, 2002. Anthem BC/BS (POS) hasn't approved surgery, yet, but they do cover at 100% with a $200 deductible if surgery is proven "Medically Necessary". I have done everything I can with my WONDERFUL PCP and his Certified Nurse Practioner. (Dr. Jeffery Hunter and Michelle Giovanelli--spelling??) up until now. The only thing left to do for Anthem, to approve the surgery, is a form with 5 questions that only the surgeon can fill out with me and send back to Anthem. HERE'S THE POSSIBLE PROBLEM.....Does anyone think that because my insurance is running out on May 25, 2002 (and I will need to find a job before then), that there may be a way to persuade Dr. Custer to not only approve me for the surgery, but get him to give me a surgery date in the next 4-6 weeks that will allow me recovery time and then time to find a new job? Has anyone ever dealt with the insurance ending problem? I used to have UHC of Ohio and they told me that they have NEVER approved WLS for anyone, but it didn't matter, because I lost my job on June 20, 2001. PLEASE HELP ME!! Thank you very much!!

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