Ins. Requirements for Tummy Tuck

Hey All ~ I'm ready for my abdomnioplasty finally (7 yrs post op), and I'll be dealing with Blue Cross Community Blue (no pre existing conditions for my group, thankfully). Has anyone dealt with them at all for tummy tuck or any other reconstructive stuff? My dr office friend said something about panni having to hang so far over pubic line. This may be a bit of an overshare, but my pubic area is as droopy as my belly (an issue I hope to resolve with the procedure ;) ), so I don't see how that could apply...or WILL it? Hoping for any insight or info you can give me, every little bit helps!! THANK YOU!!!

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