Insurance exclusion

My insurance states it excludes weight reduction programs including all related diagnostic testing and services. Anti-obesity medication, including but not limited to, appetite suppressants and lipase inhibitors. It states my benefit plan will cover Medically necessary services directly realted to the following specific medical conditions and subject to the following benefit limits. Morbid obesity is listed. I plan on calling my insurance but wanted some input from you all first. BTW, my BMI is 49

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