My ins. exclusion is iron clad per Walter Lindstrom.. that leaves me with few options

I live in Portland Oregon. I have Regence HMO Oregon as my insurance and unfortunately I work for them too. I spoke with Walter Lindstrom and he said the exclusion is iron clad and he doesn't feel we can win against them. He said however I have an option to pursue this with them as my employer. Basically he says they are discriminating againts obesity! Or I can come up with money to get insurance through an association I have but its pretty darned spendy! I'm a single mom and I have limited funds available. We live paycheck to paycheck. I support myself and my daughter solely on my own. I know I need to do something so here are the options: Walter Lindstrom $700ish (probably more) or Insurance through an association I have at $443 a month (pay two months premium up front and then pay two months each payment after) plus I will have a $400 deductible and a coinsurance to come up with. I average all this to run about $2300. I am looking for a part-time job to take in addition to my full-time job.. hoping it will either help me to get the money to pay for one of these decision or possibly even provide me with 2ndry insurance coverage if I'm lucky and can work at least 20 hours typically at the 2nd job. I'm having a terrible time figuring out what I should do.. I want to chose going with Walter because it seems it will cost less but I must realize there are no guarantees and I run a HUGE risk I feel of losing my job. How many people take on their employers and keep there jobs? Or do I work my butt off pray I can find a part-time job and somehow survive this ok w/ my 9 yr old daughter and make this happen. I love my daughter and I worry that being away from her more than I am now will be hard.. but I am willing to do this as I feel it will extend my time with and allow me to do more with her. I have been applying for jobs left and right.. not just part-time ones either.. heck I'd take a full-time job if the right one comes along. And boy am I watching the insurance that is offered this go round! Do you have any advice? Do you know of any part-time positions in Portland that pay ok and might provide benefits and that are flexible perhaps M-F eves? Do you know of places that will give loans with pretty bad credit? Are there any places out there that might help financially to do one of those options? And finally.. put yourself in my shoes if you can.. what would you do?

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