Is surgery in November instead of April worth paying $4000 for?

I have a surgery date set in late November with a surgeon that is not "in-network" with my insurance, so it will probably cost me $4000 out of pocket. This is a significant amount, but do-able with a lot of effort. I have spoken to another surgeon's office who say they can do the surgery most likely in April for me, but they are in network, so the cost will only be about $1500 out of pocket (due to the insurance deductible for the year 2003). I don't know if I'm being selfish by wanting to get on the road to good health sooner, at a tune of $2500 more, though. Please give me advice! Thank you.

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