Worried...
Ok ladies...now you get to see the worry wart side of me. I have been so worried for the past couple of weeks that my insurance is not going to approve me for the surgery. I know that Dr. Bour's office works all the time to get people approved but I am just scared it isn't going to work out. I am so excited about the surgery and I am scared that my hopes are going to be smashed and it isn't going to happen. I tend to worry about the worst happening. I think it is how I protect myself from disappointment. However, I know that if it didn't work out I would be terribly depressed for a long time....
Being depressed is just not me. Thanks for listening...I just needed to talk.
Rachel
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Hi Rachel,
I have TriCare Prime and was suppoed to be approved right away. However, even though I met all the criteria, I was denied for not weighing enough and not having enough CO-morbidities. The waiting was horrible. It took forever for Dr. Bour's office to file and for me to go through all the required things with them, and I was just sure that I would be approved right away. I was shocked the day I saw the big "D" on the website for Tricare. I was shocked and sad. The waiting was unbearable, I thought, until I was denied. However, Kim said she would fix it and she did. It took her three more weeks to file again and I was approved within 3 days the second time around. I know it is hard. If your policy states it covers, then most likely it will. Kim would have hinted there may be a problem, if she thought there might be. Just remember, the time will come before you know it and you will be on the losing side.
My journey began in January and I had surgery May 17. Some have to wait six months just for records, so it will happen. It's worth the wait, promise! Your life will change forever. Hang in there.
Hugs,
Melony
oh sweetie, hang in there!!! kim knows what she is doing. she can write a dang book on insurance and deals with all kinds of denials. i was actually denied first and didn't even KNOW it. she had it fixed before i ever got a letter. in fact i got both letters on the same day. of course kim called me and scheduled me before my insurance company did. hugs from "crazy sherry". remember?? you have to stay calm so i can get some therapy. the $500/hr. may be steep but i am sure it is worth it!!
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I may can come down on my hourly rate for counceling since I need some counceling myself!!!
Maybe we can cross councel (sp?). I hate that I am not going to get to see you ladies tomorrow night but I am sure that I will be having a blast in pigeon forge. I'll be there next week. Thanks for listening.
Rachel
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Hey Rachel...one of your AETNA buddies here! I know how you feel. I am going through all of the appointments and sometimes I just stop and ask myself,"am I doing this right?, is there anything I am missing?, am I SURE?" I think maybe it's because we want this soooo bad and we are just scared that it won't work. But, I think, and maybe this is just me, that if the surgeon's office thought that we wouldn't be approved maybe they would give us a hint??? Ya think? I mean, they see this everyday!! Well, I believe we will and that's that!!!
Let me know when you find out something! It is a week today that I went for my psych. eval. and I haven't heard anything so I might just call the Dr's office today. Hope everything goes well and keep me posted!
Jodie
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Hey! That is great news. I remember when I went to my first seminar about 2 years ago (I ended up pregnant with my last child, my beautiful daughter) they said that AETNA was awful but, when I went and met with my doctor's office the first time they said AETNA was now one of the easiest to deal with! So, I am so excited!!
Talk to you soon,
Jodie